Posted by readmy on 10/30/06 12:17

In article <301020060217267290%gamma@coldmail.com>, gamma@coldmail.com
says...
> Koncept, let me cover another aspect. The fellows in here were very
> helpful when I posted a question so now it's my turn to give something
> back.
>
> I run pay-to-view web sites which is another way of saying I run
> e-commerce sites.
>
> You ask what is the best way to implement a payment system. This will
> be your biggest headache.
>
> When I set up my first PTV site, I was back in my native New Zealand.
> (These days, I'm in the northern hemisphere.) I was the first person in
> New Zealand to receive permission to transact credit cards online. My
> bank and the card companies invited me in for coffee, it was a sort of
> mini-celebrity thing. Wow how times have changed!
>
> Starting last year and continuing today, the card companies have been
> introducing new protocols for card-not-present transactions. This has
> caused and continues to cause major disruption, inconvenience and
> frustration to webmasters.
>
> For many industries, it can now be difficult or impossible to structyre
> a payment system. Oh, there are many (hundreds. Thousands!) of web
> sites that proclaim "we can have you online in 48 hours." Bullshit!
>
> Here is my advice on how to get a contract with a payment gateway, as
> painlessly as possible.
>
> You should put your site online first. A site that is "under
> construction" or offline, will not be given much consideration.
>
> Make sure you have a checking account with a regular bank. Ask them
> will they offer you a merchant account.
>
> Set up a simple spreadsheet. You will want to keep an easy-to-use
> record.
>
> Do a google for "payment gateway". Start the long boring process of
> visiting a site, reading what they offer, entering details in your
> spreadsheet for future reference and posibly applying for an account.
>
> 50% of the sites you visit will be just agents for Authorise.net.
> Another 25% will be bullshit sites that want to sell you some expensive
> software � the sort of software your correspondents wee discussing
> above. Another 20% will be thieves, out of business or whatever. The
> nuggess, that last 5% you will follow up on.
>
> Many many industries will not be well-received. Some make sense, others
> do not. Read the exclusion list before wasting your time replying to a
> gateway that does not want your business.


Alternatively he could just join paypal and be accepting credit cards
within the hour?

I think the original question was a bit more complex and I'd have to
agree with comments made by previous respondents however.

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