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Re: Payment mechanism on my website

Posted by Rik Wasmus on 01/23/08 19:08

On Wed, 23 Jan 2008 19:49:15 +0100, Dave
<dave_m_moore@post2me.freeserve.co.uk> wrote:
> I'm after some advice. Basically, I maintain a website that uses a lot
> of php with a MySQL database. I'd like to add the ability of visitors
> to pay for a service online using a credit card. What is the best way
> of doing this?.
>
> I've looked at Paypal mechanisms but unless I am mistaken, it's
> difficult to integrate this in a way that looks like it's part of my
> website. Obviously, I don't want to write code that's dealing with
> credit card numbers directly - what I need is some form of 3rd party
> service that I can use to handle the 'money bit' which is neatly
> integrated into moy site.
>
> Can someone give me any pointers?. Any ideas?.

AFAIK (I just asked this very question, this might be country specific
though) the credit card companies have some serious demands about
infrastructure of your network & safety measures. Also, it costs quite a
lot of money to do this 'in house'. Offcourse, you could try to integrate
a PSP interface into your website and just fake the entry using cURL or
the like, this however is not allowed by any PSP as far as I know. I
usually just use a PSP my contractor can live with, with hopefully some
nice possibilities of color schemes/logo/banner. It saves a lot of time,
headaches and money.

The redirecting to an outside PSP is not really a problem for me, as for
most payments here in Holland, I allready use something called iDeal which
redirects people directly to their bank (and back on completion). Most
clients are accustomed to it, and I've seldomly encountered problems with
people not trusting the 'outside' PSP.
--
Rik Wasmus

 

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