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Posted by NC on 09/28/73 12:01
On Jan 27, 6:39 pm, Roberto <8...@myway.com> wrote:
>
> I'm now doing PHP work from home. If I'm in the USA,
> and my client is in the UK, what's the cheapest yet
> most reliable way to get paid?
Reliable? Bank wire transfer or PayPal. Cheapest? Depends on how
much money is being sent. Banks usually charge a flat fee for
incoming wires ($10 or so), regardless of the amount. The payor will
have to pay a (probably higher) fee to their bank as well.
> I checked PayPal and they want to charge 9.3%.
Are you sure it's not 3.9%?
> Geesh, there's got to be a better way.
Internationally? Nope. International payments were developed for
large transactions, so anything small is disproportionally
expensive...
> I looked at wire transfer but on Craigslist they have
> a warning never to let a foreign customer wire money
> to you because you could be set up for a scam and find
> your bank account is drained.
Not really... The way this scam works is that someone wires money to
you, you ship them the goods, and a couple of days later they claim
that the wire was sent by mistake, so the transaction is reversed (big
guys use letters of credit to prevent it from happening, but they are
prohibitively expensive for small transactions). What you need to do
to prevent it from happening is to set up a bank account specifically
for accepting wires and keep a near-zero balance in it (as soon as the
wire arrives, you transfer most of it into another account).
Cheers,
NC
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