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Posted by Jerry Stuckle on 09/28/72 12:01
The Natural Philosopher wrote:
> Anonymous wrote:
>> The Natural Philosopher wrote:
>>
>>> Its not possible to drain your account just knowing the sort codes and
>>> account number. Check with your bank, but normally only YOU can
>>> authorize outward transfers.
>>>
>>> Either by some telephoned shared secret, your physical signature, or
>>> some kind of PIN.
>>
>> In theory you are right. However, banks don't check authorization too
>> well and rely on their customers to tell them when a charge has been
>> fraudulently made.
>>
>> In practice it is possible to take any amount of money from a bank
>> account just using the account number.
>>
>> http://news.bbc.co.uk/1/hi/entertainment/7174760.stm
>>
>
> No, it isn't. First of all Clarkson would have had to have had relaxed
> rules set up on his account.
>
Nope.
> Secondly only charities are allowed to use that route. Its hard to
> profit by it other than setting up a charity and registering
> it..criminal prefer other methods.
>
Wrong again. Commonly used by credit card companies, for instance.
> Thirdly, it was an obvious direct debit that showed up instantly. His
> bank probably SHOULD have written to him confirming that they had set it
> up. My guess is that someone at the bank decided 'serves him right' and
> didn't...
>
Mine never has - and it's one of the largest banks in the country.
>
> You probably regularly give your card details including security code to
> dozens of people over the phone, or on secure websites. It doesn't mean
> that you instantly are going to get ripped.
>
Nope. I use virtual account numbers - good for one time use only.
>
> However, in any case, check with your bank. People have been taking
> wired salary cheques for years without problem. This just happens to be
> someone you don't know that well, thats all.
>
> If you are supremely bothered, set up an account specifically for the
> purpose, and drain it every time it gets a transfer.
>
That's always good advice.
> That way of your bank is negligent enough to allow someone to pull money
> out of it without your authorisation, its their problem not yours.
>
>
No, it's your problem, also. You still have to get your money back.
>
>
>
>
>> Bye!
>
--
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Jerry Stuckle
JDS Computer Training Corp.
jstucklex@attglobal.net
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